Identity Theft and Lifelock!

Dear Readers,

I apologize for the long space between my last weekly blog, but I had something happen to me that frankly I thought would never happen and it has taken a while to recover from it. Now, I know this has nothing to do with health per say,  but it does have to do with the health of your identity and if I can help anyone else avoid the same problems then it is worth talking about. I think I was quick enough to realize what had happened to me to be able  to shut down and close out everything in time, but it might be awhile before I know that for sure. Meanwhile, I would like to share somethings I learned and hopefully help anyone else that finds themselves in a similar situation. Now most of this stuff you should already know and may I say so did I, but identity thieves have become so sophisticated that it is hard to tell them from the real deal. So here goes.

  1. Always keep your anti-virus software up to date.
  2. Never open emails from anyone you don’t know.
  3. Always use your credit cards from credit card companies, not the one that is attached to your bank account when making purchases on the internet. Banks tie up your own money until the dispute is settled, credit card companies do not.
  4. If you do use your bankcard, cancel it right away and close the whole account that it is attached to and start a new account at the bank.
  5. Cancel all your credit cards that you have used on the internet and have them issue you new cards.
  6. Call the 3 major credit companies TransUnion, Experian and EquiFax and have them put your Social Security card number on fraud alert.

And last, well really it should be first. Avoid having to do any of the above by calling or go online to LifeLock.com and sign up for their identity theft protection plan. It will be the best and cheapest call you make this year. They have a $1,000,000 service guarantee for only $10 per month. They reduce the amount of junk mail and credit card offers you get and actively search the internet for any misuse of your identity information. If after all of that you still have someone tap into your information they will hire a lawyer to help you get everything back. I can breathe easier now. I only wish I had know about it, say 2 months ago.

Just some more things to think about.

Kris

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